# LIVE BACCARAT

• As with other popular table games, there are now multiple variations of Baccarat available

### BACCARAT

• The object of the game is to obtain a hand with a point total closest to 9.
• We offer eight deck Live Baccarat with a live dealer and a real Baccarat table. We use standard Baccarat rules.
• Card values:
• Aces count as one
• Cards 2 through 9 as their face value
• Tens and face cards count as zero
• If the value of the hand is ten points or more, subtract ten, and the remainder is the Baccarat point value of the hand. For example: 7+6=13=3, or 4+6=10=0.
• Place your wager on one or more of the following betting positions: the Banker, the Player and/or the Tie. The Player and the Banker are then each dealt a two-card hand in the following order: first card to the Player, second card to the Banker, third card the Player, fourth card to the Banker. In certain cases, a third card is dealt to the Player and/or the Banker. Please see the Third Card Rules section for more information.
• Hand closest to 9 wins.
• If you bet on the Player and the Player wins, you are paid 1 to 1 winnings on your bet, i.e. your 10-value bet returns 20.
• If you bet on the Banker and the Banker wins, you are paid 0.95 for 1 winnings on your bet, i.e. if you bet a 10-value chip, your payout is 19.5.
• If both the Player 's hand and the Banker 's hand have equal totals, the game result is a Tie. If you have placed a bet on the Tie field, your payout is 8 to 1. Non-tie main bets are returned to you if a Tie occurs.

### Third Card Rules:

• The following Baccarat rule chart governs when the Player and/or the Banker are automatically dealt a third card in the Baccarat game:

#### Player

 Point Value of First Two Cards: 0 – 1 – 2 – 3 – 4 – 5 Draws a card 6 – 7 Stands 8 – 9 "Natural hand", no further draw

If the Player stands, then the Banker hits on a total of 5 or less. If the Player does hit, use the table below to determine if the Banker hits or stands.

#### Banker

 Point Value of First Two Cards: Draws when the Player’s third card is: Does not draw when the Player’s third card is: 0 – 1 – 2 Always draws a card 3 0 – 1 – 2 – 3 – 4 – 5 – 6 – 7 – 9 8 4 2 – 3 – 4 – 5 – 6 – 7 0 – 1 – 8 – 9 5 4 – 5 – 6 – 7 0 – 1 – 2 – 3 – 8 – 9 6 6 – 7 0 – 1 – 2 – 3 – 4 – 5 – 8 – 9 7 Always stands 8 – 9 Player cannot draw Player cannot draw
• Important note: If either the Player and/or the Banker has a total of 8 or 9, they both stand. This rule overrides all other rules.

#### Betting flow:

• If a game round is in progress when you enter the table, please wait for the next one, and then, place your bets.
• To place a bet, choose a chip and place it on the betting position.
• You can place several chips on different betting positions simultaneously.
• The timer in the game window shows how much time you have left to place your bets.
• You must confirm your bet. This can be done either manually, by using the Confirm button after each bet, or automatically at the end of betting time. If your service provider has enabled auto-confirmation, it is on by default and the Confirm button does not appear. You can switch the feature off in game settings.
• After the No More Bets signal, the game round begins.
• Winnings are paid for the winning bets at the end of each game round.
• To play a game round, place your bets again or use the Rebet button.
• To skip a turn, simply do not place any bets on the table.

#### Game flow:

• Choose a chip and place it on the desired bet position: main bets Player, Banker or Tie, or any of the side bet positions.
• When the game round starts, you and the Banker are dealt cards in the following order: first card to the Player, second card to the Banker, third card the Player, fourth card to the Banker. In certain cases, a third card is dealt to the Player and/or the Banker. See the Third Card Rules under the Rules section for more information.
• Card values are calculated and the hand with a sum closest to 9 wins.

#### Limit ranges:

• The limit ranges displayed next to the table name in the Lobby and on the game table UI correspond to Player/Banker bet limits.

#### Multiple Bets:

• Once your main bet is placed and confirmed, if the Multiple Bets option is supported and the betting round is still open, additional bets are accepted. Please remember, that if Auto-confirmed bets feature is disabled, you must Confirm each of your additional bets.

#### Side Bets:

• A Side Bet is a bet you can make beyond the main Player, Banker or Tie bets. In Baccarat, you can place Side Bets without placing a main bet.
• The rules of the Player Pair / Banker Pair / Either Pair / Perfect PairsTM / Big / Small Side Bets are the following:
• The Player Pair, Banker Pair and Either Pair Side Bets win if the first two cards drawn by the dealer form a pair on the respective position.
• The Perfect PairsTM Side Bet wins if the first two Player or Banker cards form a pair of the same suit, for example a pair of 7 of Diamonds.
• The Big Side Bet wins if the total number of cards dealt between Player and Banker is 5 or 6.
• The Small Side Bet wins if the total number of cards dealt between Player and Banker is 4.
• A Side Bet is not associated with the main game bets. You can bet on Player main bet position and at the Banker Pair Side Bet, and vice versa.
• To minimize the risk of game abuse or cheating, Side Bets may be disabled from time to time.

#### Egalite Extra Side Bets:

• Egalite Extra is a type of Baccarat Side Bet, that allows you to bet that the Player and Banker hands will form a specific Tie with an equal score.
• Your bet wins if the hands result in a Tie of the same specific score. If the result of the hand is not a Tie, all Egalite Extra bets are lost.
• You can bet on Egalite Extra betting position without placing a main bet.
• You can choose to place one or more bets on the specific score Tie hands offered by the Egalite Extra Side Bets.

#### Card shuffle:

• Eight pre-shuffled decks are used in the game. When a new set of pre-shuffled cards arrives at the table, the cards are placed in the shoe and dealer places a divider into the new set of cards. Once the divider is dealt, the dealer announces that the cards will be replaced in the following round. Each time a new set of cards arrives at the table, all previous cards are removed. Additional shuffle is performed at the table before placing the new cards into the shoe.

#### Live Baccarat Payout Table:

• Note: If you bet on the Banker and the Banker wins, you are paid 1 to 1 minus 5% bank commission.
 GAME PAYOUT Player Tie Banker Live Baccarat 1:1 8:1 0.95:1 Progressive Baccarat 1:1 8:1 0.95:1

#### Side Bets Payout Table:

 Side bet Payable Odds Player Pair 11:1 Banker Pair 11:1 Either Pair 5:1 Perfect PairTM 25:1 Big 0.54:1 Small 1.5:1

#### Egalite Extra Side Bets Payout:

 Individual Egalites Payable Odds 0 150:1 1 215:1 2 220:1 3 200:1 4 120:1 5 110:1 6 45:1 7 45:1 8 80:1 9 80:1
• Live video feeds: Due to the nature of the Internet, video latency may occur. The game has been designed to ensure that players do not have advantage nor are in disadvantage due to the potential latency.
• Note on malfunctions: A malfunction voids all pays and plays.
• Note on rounding: Bets are always rounded down from the third decimal point. When you are refunded, and the money is transferred to your account balance, any amount smaller than 0.01 is rounded down.
• Note on unresolved actions: Unpaid actions are cancelled after 90 days.
• Note on disconnections: If you are disconnected from the game due to a connection problem, your bets are recorded and paid out according to the results of the round. You can view the results of the round in the game history.
• For further information on the specific rules of each games, please see the information available within each game.

Last modification date: 3/25/2021